Josh Billings

You should always live within your income, even if you have to borrow to do so.

Forgetfulness. A gift of God bestowed upon debtors in compensation for their destitution of conscience.

If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours.

A habit of debt is very injurious to the memory.

You loan your friend money. You see them again, they don’t say nothin’ ’bout the money. ‘Hi, how ya doin’? How’s ya mama doing?’ Man, how’s my money doin’?

It is the debtor that is ruined by hard times.

I go on the principle that a public debt is a public curse.

Credit buying is much like being drunk. The buzz happens immediately and gives you a lift…. The hangover comes the day after.

Interest on debts grow without rain.

Debt is the slavery of the free.

Even when I tweeted that I was in debt, that gave me power.

Youth is in danger until it learns to look upon debts as furies.

One of the greatest disservices you can do a man is to lend him money that he can’t pay back.

When you get in debt you become a slave.

Some people use one half their ingenuity to get into debt, and the other half to avoid paying it.

Debt is dumb. Cash is king.