Edward Bulwer-Lytton

Talent does what it can; genius does what it must.

Youth is in danger until it learns to look upon debts as furies.

One can pay back the loan of gold, but one lies forever in debt to those who are kind.

Debt is the secret foe of thrift, as vice and idleness are its open enemies.

Even when I tweeted that I was in debt, that gave me power.

Let us live is as small a circle as we will, we are either debtors or creditors before we have had time look around.

I say to you never involve yourself in debt, and become no man’s surety.

A church debt is the devil’s salary.

Debt is beautiful only after it is repaid.

Debt, we’ve learned, is the match that lights the fire of every crisis. Every crisis has its own set of villains – pick your favorite: bankers, regulators, central bankers, politicians, overzealous consumers, credit rating agencies – but all require one similar ingredient to create a true crisis: too much leverage.

Neither a borrower nor a lender be; for loan oft loses both itself and friend.

Credit buying is much like being drunk. The buzz happens immediately and gives you a lift…. The hangover comes the day after.

Who goeth a borrowing. Goeth a sorrowing.

A man must cut down his outgoings and save his incomings if he wants to clear himself; you can’t spend your penny and pay debts with it too. Stint the kitchen if the purse is bare. Don’t believe in any way of wiping out debts except by paying hard cash. Promises make debts, and debts make promises, but promises never pay debts…

Debt is a mistake between lender and borrower, and both should suffer.

Wars in old times were made to get slaves. The modern implement of imposing slavery is debt.

Before borrowing money from a friend, decide which you need most.